Buy Before You Sell—With a Bridge Loan
A bridge loan gives you short-term financing to buy a new home before selling your current one. No need to rush the sale—move on your timeline.
What Is a Bridge Loan?
A bridge loan is a short-term loan that “bridges the gap” between buying your next home and selling your current one. It lets you use your existing home’s equity as leverage to secure your new home—before your sale closes.
How It Works
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Why Use a Bridge Loan?
It’s perfect for competitive markets where waiting to sell first could mean missing out on your dream home.
Why Buyers Use Bridge Loans:
⏳ Buy before you sell
💡 Tap into existing home equity
🏠 Avoid contingent offers
🔄 Smooth transition between homes
🛑 No need for rushed sales
Bridge Loan FAQs
Q: Do I need to sell my home first?
No. Bridge loans are designed to help you buy first, then sell.
Q: How long do I have to repay?
Most bridge loans are 6–12 months, repaid when your home sells.
Q: Can I use it for any home purchase?
Yes, as long as you have sufficient equity and qualify.
About Us
At The Federal Savings Bank, we make home financing easy. Whether you're buying, refinancing, or just exploring options, we’re here to help. Located at 1150 South Ave, Suite 304B, Staten Island NY 10314, we offer competitive rates, great service, and a smooth and fast loan process from start to finish.
Company NMLS: 411500
Equal Housing Opportunity
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Disclosures and License Information
Texas Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form. Mailing Address: 2601 North Lamar, Suite 201, Austin, TX 78705 • Toll-Free: 1-877-276-5550 (Required per 7 TAC §80.200(b))