Grow Your Portfolio—With an Investment Property Loan

Finance rental properties to build wealth through real estate.
Whether it's a long-term rental or short-term Airbnb, these loans help you buy, refinance, or expand your holdings. 

An investment property loan is a mortgage used to buy real estate for income—not personal residence. These loans typically have stricter requirements than primary home loans but offer strong income potential.

Getting the right insurance coverage has never been easier. Follow our simple process to get protected today.

Real estate is one of the most powerful wealth-building tools. With the right financing, you can generate monthly cash flow and long-term equity gains.

🏠 Build long-term wealth through rentals
💵 Cash-flowing assets create passive income
📄 Rental income can help you qualify
🔁 Finance multiple properties
🏘️ Perfect for short- or long-term rental strategies

Q: Can I use rental income to qualify?
Yes. Many programs allow projected or current rent to help with qualification.

Q: Is a bigger down payment required?
Usually. Expect to put down 15–25% depending on the lender and property type.

Q: Can I buy in an LLC?
Yes. Many investment loans allow you to buy or hold title in an LLC or trust.

At The Federal Savings Bank, we make home financing easy. Whether you're buying, refinancing, or just exploring options, we’re here to help. Located at 1150 South Ave, Suite 304B, Staten Island NY 10314, we offer competitive rates, great service, and a smooth and fast loan process from start to finish. 

Company NMLS: 411500

Texas Mortgage Disclosure: Consumers wishing to file a complaint against a mortgage banker or licensed residential mortgage loan originator should contact the Texas Department of Savings and Mortgage Lending (SML). Visit [www.sml.texas.gov](https://www.sml.texas.gov) for instructions and to obtain a complaint form. Mailing Address: 2601 North Lamar, Suite 201, Austin, TX 78705 • Toll-Free: 1-877-276-5550 (Required per 7 TAC §80.200(b))